At used car finance our car finance calculator repayments table is designed to be clear, fair and not misleading.The repayments for a particular borrowing are fixed for the duration of the hire-purchase agreement. An initial documentation fee of €75 is payable with your first instalment and a purchase option fee with the last payment – transferring ownership to you – the latter option costing between €12.70 and €75 depending on your specific car finance value and agreement.Full details will be available on your specific quotation before any contract is entered into.

Fixed Car Finance Repayments Table Valid from 20/06/17

FINANCE AMOUNT 36 Months 48 Months 60 Months
€5,000 €164 €129 €109
€6,000 €197 €155 €130
€7,000 €230 €182 €152
€8,000 €263 €208 €174
€9,000 €292 €233 €195
€10,000 €323 €254 €212
€11,000 €355 €276 €229
€12,000 €388 €300 €249
€13,000 €415 €325 €268
€14,000 €447 €350 €289
€15,000 €479 €373 €307
€16,000 €510 €398 €327
€17,000 €542 €423 €347
€18,000 €574 €448 €367
€19,000 €606 €473 €387
€20,000 €638 €496 €407

€20,000 plus lo-call 1890 252 747 or

email info@usedcarfinance.ie

 

Cost of credit examples

Financed amount  €20000/60mths

Repayments           €24300(60x€405)

Fees €75+€75        €150

Total repayment   €24450

Less advance         €20000

Cost of Credit        €4450 (APR 8.521%)

Financed amount €10,000/48mths

Repayments          €12192(48 x €254)

Fees €75+€75        €150

Total repayment   €12342

Less advance         €10000

Cost of Credit        €2342 (APR 11.27%)

Cost of credit as in examples above is the total instalments plus documentation and purchase option fee less advance to the garage.

This is a hire purchase agreement as defined by the Consumer Credit Act 1995.Lending terms and conditions apply. Applicants must be 18 years of age or over. Generally a combined minimum deposit/trade-in of 20% is required.No private sales financed. You may have to pay charges if you pay off a fixed rate loan early but never more than the balance outstanding.If you do not meet the repayments on your agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

Usedcarfinance.ie is an LCI (Financial Services) Ltd website, whose personal/consumer car finance business is regulated by the Central Bank of Ireland.